The Teachers Insurance and Annuity Association (TIAA, formerly TIAA—CREF) is a Fortune 100 financial services organization that is the leading retirement provider for people who work in the academic, research, medical and cultural fields. TIAA serves 3.9 million active and retired employees participating at more than 15,000 institutions and has $502 billion in combined assets under management (as of December 31, 2012). Much of TIAA operates on a not-for-profit basis, with surplus returned to participants. TIAA is headquartered in New York City in the United States and has major offices in Denver, Colorado; Charlotte, North Carolina; and Dallas, Texas; as well as seventy local offices throughout the U.S.. In 2013, TIAA ranked 97th on Fortune's list of the 500 largest corporations in America.
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